Risk Awareness and Management Culture in Supporting Sustainable Banking Operations

Purwati Purwati

doi:10.55927/fjst.v5i1.382

Authors

Purwati Purwati Politeknik Negeri Sriwijaya Palembang

DOI:

https://doi.org/10.55927/fjst.v5i1.382

Keywords:

Risk Awareness, Risk Management Culture, Sustainable Banking Operations, Conventional Commercial Banking, Banking Risk Management

Abstract

The growing demand for sustainable banking operations requires strong internal risk governance as a foundation for long-term sustainability. This study analyzes the influence of risk awareness and risk management culture on sustainable banking operations in conventional commercial banks. Using a quantitative explanatory approach, data were collected through structured questionnaires distributed to 80 employees of conventional commercial banks in Palembang and analyzed using multiple linear regression. The results indicate that risk awareness has a positive and significant effect on sustainable banking operations, while risk management culture exerts a stronger and more consistent influence. Simultaneously, both variables significantly support banking sustainability. These findings confirm that sustainable banking is shaped not only by regulatory compliance but also by the internalization of risk management values, behaviors, and culture within organizations. This study contributes to the banking risk management literature and provides practical insights for bank managers in developing sustainability strategies through the strengthening of risk culture.

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